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Why it pays to organise your power of attorney

Tens of thousands of lasting power of attorney applications have been rejected in the past two years

How to use trusts to cut your tax bill

From tax planning to asset protection, trusts have a range of uses 

‘We are lazy investors but need a plan – what should we buy?’

Portfolio Clinic: Our readers are at a financial turning point. Helen Kirrane helps find the best way forward

How to gift a home deposit to your children

Would-be homeowners are relying more on the Bank of Mum and Dad. Here’s how parents can help out

Overpay the mortgage or invest? How to calculate the best option

Rising interest rates complicate the equation, but investing is typically more profitable 

Savers finally benefit as NS&I plays catch-up

Will its latest moves be enough to tempt savers?

The tax implications of moving to America

With vastly different income tax systems and complications over keeping your Isa, there’s a lot to consider

Retirees are still paying more pensions tax than they should

The tax man still hasn’t fixed a problem dating back to 2015. We explain how to avoid it

How to prepare for the pensions tax grab

A heavy administrative burden awaits those settling inheritance tax, but there are ways to lighten the load

How to fund a mid-life career change 

Careful financial planning can give you the flexibility to explore new paths